Procure-to-pay platforms do a great deal: sourcing, supplier scorecards, three-way matching, actual payment. They are priced for all of it, whether or not you need all of it.
Most small finance teams need one thing first: a request that routes to the right approver and becomes a purchase order.
What the vendors publish
Precoro — read 2026-09-03 and again 2026-10-12. Core "starts at $499/mo" billed annually; Automation from $999/mo; the AP module from $499/mo again; Enterprise custom. Each figure is a starting price — a floor rather than a price — and the top tier is negotiated.
Tradogram — read 2026-10-11 and again 2026-10-12. Essentials **$950.40 a year billed yearly** ($79.20 a month; $99 month to month), "1+ users · Additional user fee applies"; Premium (20+ users) and Scale are "Custom Quote". A base plan with a per-user meter on top.
Procurify — read 2026-09-03 and again 2026-10-12: **no public price, quote-gated, verified.** Cost expands as you adopt more modules and add-ons.
The arithmetic, labeled as arithmetic
Published entry figure × 60 months, using floors where only floors are published.
| monthly | five years | |
|---|---|---|
| Precoro Core (floor) | $499 | $29,940 |
| Tradogram Essentials, billed yearly | $79.20 | $4,752 |
| Procurify | no public price | not calculable |
| Approva | — | $99, once |
What Approva is
Requests route to one, two or three approvers, and each decision carries its reason. That is the whole product: the request, the routing, the decision, the purchase order.
Who should stay where they are
This is the guide where the limits matter most, so they are stated flatly.
Approva issues POs only and never pays a vendor. If you need software that actually pays — ACH, wire, check — stay with Procurify. **It has no three-way matching, no punchout catalogs and no supplier portal; if you need those, stay with Precoro. Stay with Tradogram** if you need procure-to-pay proper — sourcing, supplier scorecards, AP matching — on a hosted platform.
Approva is the request-to-approval-to-PO step, on your own server. If the money movement is the job, buy one of theirs.
The two links this guide owes you
Approva is $99, once, with the PHP source. Open the demo — same application, with a request mid-chain.
Try the Approva demo ↗Live, on sample data, no sign-up.