Own Your AI (OYA) — a sovereign AI assistant and agent that runs on your machine vs. renting SaaS
The assistant that answers to you: runs on a model you own, counts every outside connection, and connects to every Ownware tool. Buy once, run forever.
The subscription math
Own Your AI (OYA) — a sovereign AI assistant and agent that runs on your machine — yours
$249.00
one-time · self-hosted · your data, your server
Buy once
Claude Pro / Max (Anthropic) — rented
Pro $17/month billed annually ($200 up front); Max from $100/month; Team $20/seat/month billed annually, $25 monthly [1]
Break-even: 15 months
of Claude Pro / Max (Anthropic) equals the one-time price.
Assumption: Per-person subscription to a hosted assistant; the comparison is one seat at the entry plan. OYA is a one-time purchase that runs on your own hardware — the model is yours to choose and license separately.
Microsoft 365 Copilot (bundled plans) — rented
Business Standard with Copilot $23.50 user/month paid yearly; Business Premium with Copilot $32.00 user/month paid yearly [2]
Break-even: 11 months
of Microsoft 365 Copilot (bundled plans) equals the one-time price.
Assumption: Copilot is sold bundled with Microsoft 365 seats; the comparison is the entry bundle per user per month. Not a like-for-like feature match — a hosted assistant inside Office versus a local agent with a ledger — the number is what a seat costs.
Savings calculator
SaaS figures use the cited plan price above (see the sources below); per-seat plans scale by the seat count from the same cited price. This is arithmetic, not a quote.
Why owning beats renting here
- One payment. No per-month, per-seat, or per-location fees — the license is perpetual.
- Your data stays on your server. Customer records never live in someone else's cloud.
- No plan ceilings. Records, users, and usage are limited by your hosting, not a pricing tier.
- It keeps working if the vendor doesn't. Self-hosted software can't be sunset out from under you.
Fair trade-offs: you host it, you back it up, and updates are yours to apply — see the product page for honest limitations.
Sources
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Claude Pro / Max (Anthropic) — price checked 2026-08-19 —
source
“Pro For everyday productivity $17 Per month with annual subscription discount ( $200 billed up front) ... Max Get the most out of Claude From $100 Per month ... $20 Per seat / month if billed annually. $25 if billed monthly.”
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Microsoft 365 Copilot (bundled plans) — price checked 2026-08-19 —
source
“Business Standard with Copilot Powerful apps across devices, with Copilot built in to enhance creativity, collaboration, and efficiency $23.50 user/month, paid yearly (Annual subscription—auto renews) ... $32.00 user/month, paid yearly (Annual subscription—auto renews)”
Competitor prices change — always confirm on the linked page. We only print figures we could verify on the date shown.