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Rent or own · 3 rivals, each price dated

Cashora vs renting the software.

A petty-cash ledger for the cash box you keep, with a balance that proves out at month-end.

Competitor prices on this page read between 2026-09-03 and 2026-09-26, each row dated, each one read on the vendor's own page and linked in Sources.

Own it once for $59 Try the live demo

The subscription math.

Yours Cashora $59 once · self-hosted · your data on your server Buy once
Rented Ramp AI-assisted tier free at "$0/mo/user"; Plus "$15/mo/user + platform fee based on team size", with "save 20% with annual billing"; enterprise pricing is quoted. The free tier is a real product, not a trial [1]

4 months of Ramp costs what Cashora costs once.

What Ramp does that we don't. Ramp gives a genuinely free tier to small teams, with corporate cards, bill pay and contract extraction included rather than trialed.
The fine print

How their pricing grows. Ramp meters per user on the paid tier AND adds an unquantified platform fee scaled to team size on top, while giving the entry tier away.

“plus$15/mo/user+ platform fee based on team size” Read 2026-09-03.

Who should stay with Ramp. Stay with Ramp if you want the cash replaced by cards and the bank rails, approvals and receipt capture that ride on them — Cashora is not a payment provider. Cashora is the imprest ledger for the box you keep: categorized disbursements and a balance that proves out at month-end, bought once.

How we counted. Honest math first: Ramp's entry tier is FREE, so on price there is nothing to break even against and Ramp wins outright for a team happy on cards. The stored figure is the paid Plus tier for one user, and note the tail on it — a "platform fee based on team size" the page does not quantify. The case for Cashora is not cost: it is that Ramp replaces the cash box with cards on someone else's platform, while Cashora keeps the box you already run and proves it out at month-end on your own server.

Work out your own numbers.

The rented figures use the cited plan price above; per-seat plans scale by the seat count from that same cited price. This is arithmetic, not a quote.

Also in this category.

Pleo [2] Per user, in pounds: Start £8/user/month, monthly billing only; Build £14/user/month with the 'Billed yearly' switch off, £12 with it on; Optimise £18 off, £16 on (Build and Optimise 3 users minimum). Scale from £249/month, Lead from £499/month; Enterprise by call, no price Priced in pounds, so NO monthly cents are stored and no dollar saving is computed from this row. Read 2026-09-26 with each card's 'Billed yearly' switch off and on; Scale and Lead are on /en/pricing-m. The plans shown on 2026-09-03 (Starter, Essential at £45/£39 with £11 per extra user, Business from £249) are gone. Pleo replaces the cash box with cards on a subscription; Cashora keeps the box and proves it at month-end, bought once.
Soldo [3] Standard £27 per month + VAT (1 wallet, 3 users, 3 cards, up to 20 outbound bank transfers a month); Plus £39 per month + VAT (3 company wallets, 3 users, 3 cards, up to 30 transfers); Unlimited "Price on request"; 30-day free trial. One monthly price per plan, no annual state Priced in pounds like the Pleo row above it, so no monthly cents and no dollar saving are stored. Re-read 2026-09-26: Standard rose from £21 to £27 and Plus from £33 to £39 since 2026-09-03; the page shows no monthly/annual switch. Soldo is a regulated card issuer that replaces petty cash with prepaid company cards; Cashora is the ledger for the cash box you keep, bought once at $59.
How their pricing grows. Soldo meters by wallets and cards rather than by spend: the plan you need is set by how many company wallets and physical cards you want, and the users are included in the plan.
“your standard plan starts with: 1 wallet 3 users 3 physical or virtual soldo cards”
What Soldo does that we don't. Soldo includes its users in the plan instead of charging per head, and says so directly about the rest of the market.
Stay with Soldo if you want the cash replaced by cards — the bank rails, the card controls and the receipt capture that ride on them are a regulated payment service, and Cashora is not one. Cashora is the imprest ledger for the box you already keep: categorized disbursements and a balance that proves out at month-end, on your own server.

Why owning beats renting here.

One payment

No per-month, per-seat or per-location fees: the license does not expire.

Your data

Your data sits on a server you choose; customer records are not held in a vendor's cloud unless you put them there.

No plan ceilings

Records, users and usage are limited by your hosting, not by a pricing tier.

If the vendor stops

It keeps working if the vendor doesn't: no one can switch your copy off, and keeping it up to date is in your hands.

The fair trade-offs: you host it, you back it up, and updates are yours to apply. The product page lists what Cashora deliberately doesn't do.

Related on this site

Front-office softwareOffice & finance softwareAccountancy & bookkeeping softwareWhat's new in Own It 3.3What's new in Own It 3.2

Sources

  1. Ramp: price checked 2026-09-03, source“free$0/mo/userbest for smaller teams who want to simplify finances ... plus$15/mo/user+ platform fee based on team size ... save 20% with annual billing”
  2. Pleo: price checked 2026-09-26, source“Start ... £8 Per user / month Monthly billing only Max 1 admin ... Build ... £14 Per user / month Billed yearly 3 users minimum ... Optimise ... £18 Per user / month Billed yearly 3 users minimum”
  3. Soldo: price checked 2026-09-26, source“£27 per month +VAT* Try it FREE for 30 days Your standard plan starts with: 1 wallet 3 users 3 physical or virtual Soldo cards ... £39 per month +VAT* ... Unlimited ... Price on request”

Competitor prices change, so always confirm on the linked page. We only print figures we could verify on the date shown.

Cashora, owned.
Petty cash per box, counted and closed each month, never below zero.
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