Ownware

Loyalora — Self-Hosted Loyalty & Rewards Register: Points, Rewards, Redemptions vs. renting SaaS

Self-hosted points register with a ledger you can replay: no stored balance, no order ceiling, no monthly fee.

The subscription math

Loyalora — Self-Hosted Loyalty & Rewards Register: Points, Rewards, Redemptions — yours
$59.00
one-time · self-hosted · your data, your server
Buy once
Smile.io — rented
Essential $15 per month (Standard $79/mo, Growth $199/mo, Plus $999/mo annual); a free tier covers 200 monthly orders [1]
Break-even: 4 months of Smile.io equals the one-time price.
Assumption: Flat monthly, metered by order volume rather than by seat: Free covers 200 monthly orders, Essential 500, Standard 1,000, Growth 2,500. The $15 figure is the first paid tier - a shop under 200 orders a month should compare against the free plan first. Loyalora is bought once and has no order ceiling of any kind.
How their pricing grows: Smile.io prices by how many orders the store takes each month, so the plan you need is decided by your own growth and the bill climbs with it.
“Usage 1 integration 500 monthly orders 15 specialized reports” — read 2026-08-22
What Smile.io does that we don't: Smile.io runs points, referrals and VIP tiers as a hosted storefront app with branded on-site widgets and multi-language support.
If you run a Shopify or BigCommerce store and need the loyalty widget embedded in the storefront, awarding points on orders automatically, stay with Smile.io - Loyalora is a counter-side register with no e-commerce integration and no storefront widget.
LoyaltyLion — rented
Classic $199/month, including 500 orders per month [2]
Break-even: 1 month of LoyaltyLion equals the one-time price.
Assumption: Flat monthly with an order allowance. This is the entry plan, not the top one: $199/mo is $2,388 a year, $7,164 over three years, and the 500-order allowance is included rather than unlimited.
How their pricing grows: LoyaltyLion's entry plan is $199 a month and still caps the orders it covers at 500 per month; volume above that moves you up the ladder.
“Includes 500 orders per month” — read 2026-08-22
What LoyaltyLion does that we don't: LoyaltyLion's entry plan includes a branded loyalty page built for you, pre-built earning rules and a Klaviyo integration with ready-made email flows.
If you need loyalty emails firing automatically through Klaviyo and a done-for-you branded loyalty page, stay with LoyaltyLion - Loyalora sends no marketing email of any kind, by design and by test.

Savings calculator

SaaS figures use the cited plan price above (see the sources below); per-seat plans scale by the seat count from the same cited price. This is arithmetic, not a quote.

Also in this category

Loyverse [3]

Free - the loyalty program is included with the POS at no cost; optional add-ons from $5 USD/month per store or per employee
Honest math: Loyverse's loyalty program is free, so on price there is nothing to break even against and Loyverse wins outright. The case for Loyalora here is ownership, not cost - Loyverse is a hosted account, and the customer list and the points ledger live on their servers under their terms. Their paid add-ons meter per store and per employee.

How their pricing grows: Loyverse gives the loyalty program away with the point of sale and charges for the surrounding add-ons instead, metered per store and per employee.

“Employee management $5 USD/month per employee”

What Loyverse does that we don't: Loyverse ships an entire point of sale around the free loyalty program - multi-store management, inventory, sales analytics and a kitchen display.

If you want a till, inventory and loyalty together in one free hosted account, stay with Loyverse - Loyalora is a points register only: no point of sale, no inventory, no payments.

Square Loyalty [4]

No public price - the product page shows a 30-day trial and a sales contact, no figure (verified)
Square Loyalty is an add-on to a Square account. Its own product page publishes no price, and the general Square pricing page lists loyalty as a plan feature without a figure for it. No number is printed here because none renders publicly.

How their pricing grows: Square does not publish a standalone price for Loyalty on its product page; the only routes shown are a free trial and contacting sales.

“Start your free trial Contact sales”

What Square Loyalty does that we don't: Square Loyalty is wired into the till: customers enrol at the point of sale, through the Square site or from an invoice, and points can be earned by visit, by spend or by item.

If you need points attaching to a card tender at the till automatically, stay with Square - Loyalora records points against a customer record and processes no payments at all.

Why owning beats renting here

  • One payment. No per-month, per-seat, or per-location fees — the license is perpetual.
  • Your data stays on your server. Customer records never live in someone else's cloud.
  • No plan ceilings. Records, users, and usage are limited by your hosting, not a pricing tier.
  • It keeps working if the vendor doesn't. Self-hosted software can't be sunset out from under you.

Fair trade-offs: you host it, you back it up, and updates are yours to apply — see the product page for honest limitations.

Sources

  1. Smile.io — price checked 2026-08-22 — source
    “Essential For stores gaining traction and growing loyalty $15 per month, monthly billing”
  2. LoyaltyLion — price checked 2026-08-22 — source
    “Classic Best for brands starting loyalty with minimal effort Custom $199 / Month Includes 500 orders per month”
  3. Loyverse — price checked 2026-08-22 — source
    “Manage multiple stores, sales analytics, inventory management, loyalty program Free”
  4. Square Loyalty — price checked 2026-08-22 — source
    “Try Square Loyalty free for 30 days.”

Competitor prices change — always confirm on the linked page. We only print figures we could verify on the date shown.

Affiliate program
Recommend tools people own — earn 35% on every sale. 90-day tracking, instant delivery, payouts by Lemon Squeezy.
Become an affiliate →