The self-hosted Ramp alternative
Cashora — Self-hosted petty cash ledger software for the cash box you already keep: an imprest float, categorised disbursements, and a balance that proves out at month-end. Own it once, run it on your own server, and stop paying Ramp every month.
Stop renting Ramp
4 months of Ramp equals this one-time price.
Assumption: Honest math first: Ramp's entry tier is FREE, so on price there is nothing to break even against and Ramp wins outright for a team happy on cards. The stored figure is the paid Plus tier for one user, and note the tail on it — a "platform fee based on team size" the page does not quantify. The case for Cashora is not cost: it is that Ramp replaces the cash box with cards on someone else's platform, while Cashora keeps the box you already run and proves it out at month-end on your own server.
How Ramp pricing grows with you
Ramp meters per user on the paid tier AND adds an unquantified platform fee scaled to team size on top, while giving the entry tier away.
“plus$15/mo/user+ platform fee based on team size” — their own page, read 2026-09-03
What Ramp does that we don't
Ramp gives a genuinely free tier to small teams, with corporate cards, bill pay and contract extraction included rather than trialled.
“free$0/mo/userbest for smaller teams who want to simplify finances” — their own page
Who should stay with Ramp
Stay with Ramp if you want the cash replaced by cards and the bank rails, approvals and receipt capture that ride on them — Cashora is not a payment provider. Cashora is the imprest ledger for the box you keep: categorised disbursements and a balance that proves out at month-end, bought once. Full honest limitations are on the product page.
Why owning beats renting Ramp
- One payment. No monthly, per-seat, or per-location fees — the license is perpetual.
- Your data stays on your server. It never lives in Ramp's cloud.
- No plan ceilings. Records and users are limited by your hosting, not a pricing tier.
- It keeps working if the vendor doesn't. Self-hosted software can't be sunset or price-hiked out from under you.
Fair trade-offs: you host it, back it up, and apply updates yourself — see the product page for honest limitations, and the full Cashora vs Ramp comparison.
Sources
- Ramp — price checked 2026-09-03 —
source “free$0/mo/userbest for smaller teams who want to simplify finances ... plus$15/mo/user+ platform fee based on team size ... save 20% with annual billing”
Competitor prices change — always confirm on the linked page. We only print figures we could verify on the date shown. This vendor is tracked in the Price Observatory — every figure verbatim, dated, re-checked quarterly.